Personal Checking and Money Market

Account Name
Minimum to Open
Minimum Balance
Monthly Fee         
Pays Interest
Account Benefits
Your Choice Checking
$25
$0
$8
Yes
Free & EZ Checking
$25
$0
$0
No
  • Free online banking & mobile banking
  • Requires e-statement
  • Free SecurLOCK Equip app
  • Add-on: FLB Debit MasterCard, $1/mo
  • Add-on: Online bill pay, $4.95/mo
  • $750 overdraft privilege*
Your Opportunity Checking
$25
$0
$9.95
No
  • Requires e-statement; paper statements may be requested for $3/mo
  • Free online banking & mobile banking
  • Free SecurLOCK Equip app
  • No overdraft privilege available
  • Add-on: FLB Debit MasterCard, $1/mo
NOW Checking
$1500
$0
under 
$2500: $15
$2500+: $0
Yes
  • Free online banking & bill pay
  • Free mobile banking
  • Free SecurLOCK Equip app
  • Must maintain daily balance of $1,500 or more to receive accrued interest
  • Add-on: FLB Debit MasterCard, $1/mo
  • $750 overdraft privilege*
Campus Checking
$25
$0
$0
No
  • Free online banking & mobile banking
  • Add-on: Student FLB Debit MasterCard, $1/mo
  • Free SecurLOCK Equip app
  • E-statements required
  • $750 overdraft privilege*
  • 2 ATM fees waived per month
  • 1st overdraft fee refunded per statement cycle**
  • At age 24, the account converts to Free & EZ Checking
Money Market Plus
$2500
$0
under
$2500: $15
$2500+: $0
Yes; tiered rates
  • Free online banking & mobile banking
  • $750 overdraft privilege*

* Some restrictions apply. Your account has been open for at least thirty (30) days, and thereafter you maintain your account in good standing, which includes at least:

  1. Bringing your account balance to a positive balance within every thirty (30) day period for a minimum period of 24 hours
  2. Not being in default on any loan or other obligation to First Liberty Bank
  3. Not being subject to any legal or administrative order or levy

We offer other overdraft protection plans that may be less expensive than our standard overdraft protection plan, such as:

  1.  A link to another FLB deposit account that you own
  2. An overdraft line of credit (subject to approval)

** You must contact the bank for the refund.